Know your rights as a borrower? As a borrower, it pays to know your rights – and don’t be afraid to exercise them! It can all seem a little intimidating when you apply for a loan, and it seems like the lender is putting a lot of conditions on you as the borrower. But what […]
Home renovations add an incredible amount of appeal to your home and can potentially increase your home’s value. If you’re looking to sell your home one day, it’s a good idea to continually improve and modernize your space. In highly sought-after cities like Sydney and Melbourne, successful styling and simple home improvements can really drive […]
Too loyal or time-poor for a better rate? Problem solved Another month, another rate cut. Finance can be so tedious. That is until you realize it could mean more money in your pocket. But how? For many, matters of personal finance are so dull and/or difficult, they are immediately filed in the too-hard basket. And […]
Creating a Budget Figuring out a budget is something that too many people in Maddington have difficulty with and there is definitely no doubt about that. This is something that we should all really started thinking about because knowing how to manage our money properly and being consistent with it, will drastically pay off down […]
Credit card offer, no matter how enticing and convenient it might seem, may be the most expensive loans made by banks, department stores, and gasoline companies for you. The credit card offers the almost priceless campaign ultimate convenience, but you are paying a high rate of interest. The convenience credit card offers sometimes no longer […]
Refinance The hassle of making two monthly mortgage payments has prompted many homeowners to consider refinancing their 1st and 2nd mortgages into one loan. While combining both loans into one mortgage is convenient, and may save you money, homeowners should carefully weigh the risks and advantages before choosing to refinance their mortgages. Benefits Associated with […]
Before setting up a business, there are two questions that you must ponder: Are you willing to finance your own business from your personal assets? or Is applying for a business credit a more practical approach? If you choose the latter, it is important to review your credit history. Having a bad credit must not […]
Some homeowners opt to re-finance to consolidate their existing debts. With this type of option, the homeowner can consolidate higher interest debts such as credit card debts under a lower interest home loan. The interest rates associated with home loans are traditionally lower than the rates associated with credit cards by a considerable amount. Deciding […]
This is a question many homeowners may have when they are considering re-financing their home. Unfortunately the answer to this question is a rather complex one and the answer is not always the same. There are some standard situations where a homeowner might investigate the possibility of re-financing. These situations include when interest rates drop, […]
Having a good credit reference can mean the difference of thousands of dollars of saved interest expense compared to others with a bad credit. For example, if you have a good credit record that can make huge difference in the interest rate you will pay for a home purchase. You can check your credit score […]
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